Who is Rony Schläpfer?


Rony Schlapfer is a well-known currency trader that has successfully spearheaded the trading currencies outside of a bank movement. Rony Schläpfer has been referred to as a pioneer in the currency trading market because of his global success and innovation in trading practices. He began his financial career in 1974 as a currency trader with Citibank in Zurich, Switzerland. Within a few short years he advanced to chief foreign exchange dealer in Tokyo in 1978. Subsequently in July 1979 he began working as a senior currency and precious metals trader at Citibank in New York. During the 1980s and mid 1990s, Rony Schläpfer served as Chairman of Capital Management International, which he founded and actively managed along with Brad Westerfield up until he established Tradex in 1998.

The Tradex Currency Fund was a highly successful venture and in January of 2000 Rony Schlapfer co-founded Tradex Capital Markets with Philip Gellos. Combined, these two traders have over 55 years of successful currency trading experience. Tradex is now comprised of three global investment management companies with over 2.2 billion dollars in combined assets. Gellos and Schläpfer currently manage Tradex Capital Markets which offers investors access to foreign exchange trading programs focused on short-term trading.

When asked about the changes in currency trading over the past ten years Schläpfer explained: Trading costs have been on the decline due to the increase in liquidity and because currency trading is one of the few investment options that remains commission free. Money Market trading has high execution costs, which will inevitably cut into investment profits. According to Schläpfer, Tradex pays fifteen dollars per $1 million in currencies traded through his prime broker. For those looking for short term investments, currency trading is the best option because if the lower execution costs and decreased volatility.

Rony Schläpfer also pointed out several other changes that have taken place in currency trading over the past decade: The market has become much more accessible. The markets are much deeper now and spreads are much tighter. If you trade for three months in a tight band, a longer-term system is losing money. Schlapfer concludes that most of the newer systems are short term. Interest rates around the world are at the same level. The world of trading has become global. There is no rush to get in and out of currency. Technological advances have significantly improved communications, making risk-management a top priority that is more easily monitored.






The Business Behind Depression

For those who are hesitant about taking prescription drugs for depression, the next best alternative is to look for natural remedies for depression. Any doctor will tell you that there are more people who come in for treating depression than any other illness.  The worst part is, these people end up developing more problems than they bargained for through drug therapy.

If we look at the nutritional aspect of depression, then modifications in the diet, supplementation with vitamins, minerals and amino acids are important. This can help to reduce the intensity of depression, while benefiting general health.

But the thing is, while these are all good, they can only be complementary to actual treatment with specific natural remedies for depression. Therefore, treatment must be by administering amino acids L-Tyrosine, L- tryptophan and L Phenylalanine as these are particularly effective in treating depression without side effects.

It is a fact that vitamin and mineral deficiency could be a cause for depression. If these deficiencies are rectified, depression can be cured. Herbs are also considered natural remedies for depression. Of these St.John’s Wort, Gingko, 5-Hydroxy Tryptophan, B 12 vitamins, Omega 3 Fatty acids, are effective in treating depression.

It is not just medication that can treat depression, however, Here are some natural remedies for depression that are highly effective and involve some alteration to lifestyle.

Therapy

Talking to a therapist can minimize the symptoms of depression. This has been discovered to also build up the ability to handle yourself the next time you feel the onset of depression. Therapy is also reputed to alter brain chemistry. Cognitive behavioral therapy is now popularly used as one of the natural remedies for depression.

Exercise

Exercise gives you the advantage of increasing energy levels and helping with sleep.

Acupuncture

This Chinese therapy can beat depression, insomnia, exhaustion, anxiety, etc.

Light therapy

Depression that is experienced at only specific times is treated with light therapy.

Meditation

Highly affective in several psychological disorders, meditation is an easy way to combat depression and stress as it brings calmness over the person practicing it.

Making the above lifestyle changes and including a trusted nutritional supplement that includes all the necessary antioxidants, amino acids, herbs, vitamins and minerals to fight depression, anxiety and stress could be the ideal way. SociaTropin, one of the best natural remedies for depression, is a valuable nutritional supplement that has been developed by doctors, herbalogists and fitness experts. SociaTropin has been proven to cure depression, while contributing to the general well being of the person so that they do not feel depressed again.






Tips to Avoid an Income Tax Audit

An income tax audit, sales tax audit can be one of your most scariest tax moments. The worse cases can end in a jail cell. Even if you haven’t done anything wrong, there are always possible mistakes that could have been made in the preparation of your last filing. The IRS will go through your records with a fine-toothed comb. If there are discrepancies, they’ll find them. Their job is to review every number.

One of the most important things you can do when facing an income tax audit, sales tax audit is to communicate with a tax lawyer before ever speaking to the IRS. Before you provide the government any tax documents or even have a conversation, speak to a qualified tax lawyer to first consider your options. Most tax audits and criminal investigations by the IRS never go anywhere unless the wrong thing is said. A tax lawyer knows the language of the IRS and will work to protect you.

It’s also very important to consult a tax lawyer as oppose to a tax company. Any communications to a tax company are subject to review by the IRS or a tax court. Conversations that take place between a lawyer and his or her client, however, enjoy the right of attorney-client privilege and retain the right of privacy.

The easiest way to avoid problems with the IRS is to not attract attention that encourages an audit. When filing your tax return, always make sure it looks neat and professional. This avoids raising the eyebrows of the IRS and attracting attention to your return. Make sure the math is correct, and avoid clean numbers like $500 or $200 to qualify expenses. This suggests you might be merely estimating or guessing, which could encourage the IRS to further investigate with an audit.

Also, don’t file early, or at least no earlier than a week The IRS has three years to decide to audit your return. Filing early not only gives them more time; it potentially gives them something to do during the less busy part of the year before April 15. When you file closer to the date, your return is combined with a sea of other returns. In fact, when returns are filed close to the deadline, less than 1 percent ever sees an audit.

Avoid an audit with a neat return filed close to deadline. If an audit becomes a potential reality, however, speak to a qualified tax attorney as soon as possible.






Three Dimensional Scanning Simplifies Engineering and QA

Few technologies are as useful to engineers looking to bring a part or product to market as 3D scanning. Scanning objects for precise dimensions and specifications makes two aspects of design possible that aren’t really possible without it. First, scanning makes it possible to create a CAD object with which other CAD objects can interact –perfect when you need to design a part that will fit with an existing one. Second, 3d scanning makes it easier than ever to reverse engineer or to build specs from a prototype made by hand. And third, it makes quality inspection virtually thoughtless, since products can be checked for specifications with laser precision.

Engineers of any multi-part machine or object are inevitably familiar with the struggle of having to design parts that interact without a three dimensional CAD drawing to support the design process. Indeed, designing blindly like this is usually an exercise in futility unless the specs of the parts are easily replicable in the CAD environment – anything more complicated than a 2×4 and things start to get fuzzy. By employing 3D scanning technology, engineers can map out the cogs in a 3d environment to play with and design around.

For many inventors, product developers, and engineers, building a part or product for a certain project is often an exercise in “build now, ask questions later.” In other words, hands-on building takes precedence over design because it is the fastest way to get things to market. Yet standardized manufacturing practices don’t really allow for the arbitrary construction of parts on a line, and machines are not yet smart enough to design and create parts on their own with an engineer’s intuition. Once a prototype is built, three dimensional scanning facilitates reverse engineering by implementing specifications into standard models: CAD and other 3D environments that can interact with production machinery to create the perfect widget every time.

Once the specs are completed to satisfaction – and a scanning will reveal any minor design flaws that might inhibit proper functioning – 3d scanning can be used to evaluate finished products for construction flaws. The precision of measurement will ensure that each manufactured part is within a set margin of error from the model – even if that margin of error is 0.

By employing three-dimensional scanning throughout the design, engineering, manufacturing, and QA process, manufacturers have assurances that the product they market is not only up to snuff but also that it is engineered (or reverse engineered, as the case often is) in the most efficient way possible, so that it gets to market faster.






Truck Accident Back Injury Leading To Fatalities In Texas

Truck accidents have become part of the everyday life of Texas. The truck accidents have become much more frequent in the last few years. There seems to be some problem in the mind-set of the truck drivers. The truck drivers feel that the road belongs to them only and so they drive recklessly on the roads, resulting in the accidents. The number of deaths has increased considerably, and many people are getting injured too. The most common injury among those experiencing truck accidents is back injuries. Most of the time, the truck hits the cars from the back and so, back injuries are very common in the truck accidents of Texas. It is very important to control the recklessness of the truck drivers, if the accidents are to be minimized. The authorities of Texas are working towards making the roads safer for the vehicles and other road users.

Been a victim of a truck accident causing back injury? Do you live in Texas? Then contact the personal injury attorney of Jim Adler & Associates at 800-505-1414. Would you like to have a Free Case Evaluation? You can visit the Jim Adler website at www.JimAdler.com.






Voip Business Phone System

With a VoIP business phone system, long distance bills virtually go out the window.

So do your technological limitations. For an average of $30 a month, you get virtually unlimited calling anywhere in the United States, as well as complete control and possibility. You can reconfigure your system yourself on site, reroute lines to individual cell phones, home phones or extension offices, add lines and menu options as simple as checking your office email.

A VoIP business phone system will work off the Internet. If you are calling someone else with a VoIP system, it’s free, no matter where your calling from. If you are calling someone else when they are on a traditional phone system, it’s virtually free. Some of the better reputable companies will give you a fixed amount of free minutes and charge you merely 2 cents a minute after that. You’ll probably never burn through the free service, however, unless you are a calling company.

Plus you have complete control and endless technological possibility. Caller menus are easy to set up and install, as well as reconfigure and arrange to meet a particular day’s demands. On-hold music can be adapted to meet the market of the caller or the occasion of the day or just be freshly changed for variety. Day and night modes can be switched and adapted. Calls can be re-routed to cell phones, for example, if you have to be away from your desk all day.

In today’s world, there’s simply no reason to have separate Internet and phone lines. It will only cost you more. The technologies of the web put the world at our fingertips. There’s no reason why that technology shouldn’t apply to the phone as well. Leave long distance bills in the 20th century and welcome the new millennium. It’s the easiest way to cut your long distance costs while improving the professionalism of your phone tree.

Technology is making the world a smaller place to do business, especially for the small business. VoIP business phone systems simply make having a multiple tier phone system not only affordable, but essential to staying competitive in the today’s business. Minimize your long distance costs while discovering more technological capabilities than ever before. It just makes sense.






Marketing Annuities

With the financial markets in complete turmoil – the S&P and Dow both closed below their 1997 lows today – many investors are asking where they can safely put their money, or even grow it, after they have been burned by so-called safe investments and strategies. Buy-and-hold investors have watched their wealth disintegrate as they’ve held the so-called ‘blue chip’ stocks like General Electric, Pfizer, AT&T, Philip Morris, and Citigroup all fall to fractions of their 52 week highs; and more conservative bond investors have found their portfolios crushed by bid/ask spreads that are wider than ever or else declining mutual fund NAV values, as once AAA-rated companies and securities find themselves tiptoeing toward junk credit status and a price to match. Now more than ever, investors want simplicity, transparency, and stability, which makes it a great time to be selling annuity products to the millions of Americans who really want to buy annuity products.

What is an annuity? An annuity, in a word, is a series of payments made from one party to another for some period of time, usually as a fraction of some principle amount. In the case of annuity products, a saver will give the salesperson a certain amount of principle in return for a steady stream of income that usually will last until death or at very least until the principle has been repaid (in inflated, future dollars.) Since many fear outliving their money, guaranteed income until death is an attractive insurance policy, and is a risk that the sellers of annuities are willing to take, as the amount of the annuity takes the ‘risk’ of someone living to be 120 into account. Within the annuity universe, there are different types – fixed and variable, leveraged and unleveraged – each of which are tailored to meet a different kind of saver’s needs.

You could be making a lot of money by selling annuity products to anyone planning for retirement. Since the cost of providing the annuity payments is viewed as more or less fixed according to actuarial tables, the commissions associated with the sale of an annuity product are on par with any other insurance policy commissions, with the caveat being that principle amounts regularly exceed $500k, translating into whopping commissions for you and a great deal of comfort and security for whoever it is that chooses to buy annuity products from you.

Selling annuities is a great for you to make good money while providing much-needed peace of mind to savers who have watched their fortunes collapse.






Hewlett Packard Plotter

There is no question that the economy is not what it used to be. As global giants fall from grace into bankruptcy businesses are taking drastic measures in order to cut back on spending. As the owner of a successful global retailer, I have begun measures to protect my company and cut back on spending. Now is not the time for extravagance or waste, businesses can stay alive by being as frugal as they possibly can be without sacrificing their products or services.

As I have always prided myself on the quality of our products, I knew that if I ever needed to make some cutbacks that it would not be in the production phase of my business. Also, I knew that I depended upon each and every one of my workers and I valued all of their talents and the time that they devoted to promoting my business. I would never want to let any of them go, therefore making laying off employees another option that was out of the question.

But my sales had declined for six straight months and I knew that I had to take action in order to conserve money before it was too late. I enlisted my top advisors and we brainstormed on ways that we could save some money. The first plan that they brought to my attention involved our employees’ laptop computers. All of my sales and executive teams were issued laptops that were replaced with new models every two years. My advisors calculated that I would save over a hundred thousand dollars if I purchased a new Compaq Presario battery for the computers instead of replacing the entire laptop.

The first thing that always seems to go on a laptop is the battery. A new replacement Compaq Presario battery is incredibly cheap. Purchasing one hundred new batteries opposed to one hundred new computers was a great way to save some money without sacrificing my product. I bought a new Compaq Presario battery for each of the laptops that I had in circulation.

In keeping with the theme of cutting back on equipment, we realized that you could purchase a refurbished Hewlett Packard plotter. A Hewlett Packard plotter can cost thousands of dollars brand new. We heavily relied upon our expensive color printers for all of our product advertising. Knowing that we had the option of buying a refurbished Hewlett Packard plotter would significantly decrease our overall spending on advertising and office equipment.






Alternatives to High Pressure Sodium Lightbulbs

Even if you live in a city, growing vegetables inside can be a viable option for cutting down on food costs. LED UFO lights provide a large quantity of light, enough to accommodate a 12-foot growing area, and hardly use any electricity whatsoever. In fact, when compared to HPS lights, LED lights are 85 percent more efficient. A 90 watt LED light produces as much light as a 400 watt HPS light.

LED lights make the most out of the light they produce. They emit a light that has the exact light frequencies that plants need for photosynthesis, so none of it is wasted. All of the LED light is completely absorbed by the plant, which is ideal for growth. With traditional illumination, replicating natural light is difficult. LEDs, however, take the best properties of natural light and magnify it on your plants so they grow the healthiest. Plus, it’s completely natural, so you get high performance without risking the health of your plants.

Setting up a indoor garden is easy, whether you’re growing fresh peppers, tomatoes, or other fresh herbs. An LED UFO light takes up little space, but it can completely provide light to areas as large as 12 feet. Plus, installation is easy, simply a matter of suspending the light over the vegetables and plugging the light into any electrical socket. There’s no electrical work or heavy wiring involved. The lights are also safe from fires, which will help you sleep at night. With traditional lighting systems, indoor gardening systems can suffer electrical problems and fires if not installed correctly.

Also, the lights have virtually no heat, as they do not contain a heating coil. This is especially useful when growing in limited space, as the lights will not burn the plants or dry out the soil. The plants enjoy the full benefits of light, without the risk of over-exertion.

Why shouldn’t you grow your own vegetables? Not only is it sustainable, but it can really cut down on your grocery bill. The benefits of LED lights make indoor growing a real possibility, even if you live in an apartment complex, condo, or urban setting where an outdoor garden simply isn’t an option. Indoor gardens are becoming more and more popular among gardening hobbyists, as they can be grown year round even when space is limited.






Jud likes the real estate market

Looking to feel the heartbeat of Chicago? Why not own a piece of it? With the recent burst of the housing bubble, the market on condos in Chicago is wide open. There’s never been a better time to own Chicago real estate. You’d be surprised at the deals that can be had. They are practically giving them away.

 

There are condos in Chicago that are sitting empty. That means a luxury condominium that would have cost you a fortune two years ago can now be had quite affordably. That means you get the same stylish condo with the same pool, gym and spa luxuries without the hefty housing payment. In short, you get a steal- rock-bottom prices on luxury housing. You finally get that break that you deserve.

 

Of course, the housing market won’t be at the bottom forever. The burst of the bubble is temporary and a key moment in history. It will heal itself. That means that the basement dollar price you get on your condo will only accrue in value. It’s the best time to invest in real estate, as your condo will be worth a lot more in the coming years than your initial investment.

 

This is the perfect time to build a nest egg. Even if you don’t live in Chicago, owning a condo makes a great vacation get away, a convenient way to taste the nightlife while always having your own pad to crash. As the housing market bounces back, you can always sell back to your investment at a much higher rate than you paid. You get a free vacation crash pad that will actually pay back for itself and then some in the coming years of real estate boom.

 

There’s no other investment that will pay back itself so fast. Stocks are volatile and can slip into nothing at any moment. Money saved in the bank will literally be worth less in the future than it is now, disappearing as inflation continues to skyrocket. Housing, on the other hand, isn’t going anywhere. The market will come back, so your investment is guaranteed to give back. Whether that means building for your retirement, investing in your children’s education, or simply growing a nest egg for financial security, real estate is an ideal way to do it.

 

Own a piece of Chicago. It will only grow, creating a future that you can bank on.